Remember the time in F.R.I.E.N.D.S when Joey, Rachel and Phoebe started feeling that their friends Monica, Ross and Chandler were not taking their financial situations into consideration while making plans for outings? Yeah! That can happen in real life too! Whether it is an invitation for an impromptu dinner or a weekend gateway, it is so easy to say yes even when you don’t want to. Eventually, you end up falling into bad money routines. But if you really want to take control of your finances, an easy way to prevent spending beyond your means is to have an honest talk with your friends regarding finances. Remember how Rachel, Joey and Pheobe’s problem got solved? Eventually they were forced to have that conversation they dreaded very much- “the money talk”. Now you don’t want to reach a point where you have to have that conversation with your friends due to frustration. Do you?
Hence it is very much important to have this conversation before you start getting frustrated owing to spending beyond your means.
Here are a few tips on how to talk to your friends about money-
Go with the way that puts you at ease-
Since you really don’t want to feel uncomfortable doing “the money talk” with your friends, it is better to do it your way. Some people find it easier to communicate their money situation via a phone called, for other a text does the trick. For other people, a formal sit down conversation feels more empowering. Next time, just tell them that the “happy hour” is not in your budget for the month with whichever method you find easier.